I just need to get a vent off my chest. This vent is called: College Loan Payments
I will start by saying that I know I am living my choices and I fully believe in paying off debt as fast as you can. No one needs that weight on them.
I chose to go to Hardin-Simmons University, which is a private college, which ultimately means more money. But that doesn't really matter because college is expensive pretty much every where you go. Because HSU doesn't give out that many good scholarships, because my parents are in that middle income level where they can't afford it but make to much for me to get financial aid of any kind, and because I didn't work every free moment out of class while I was in college, I went to college on loans. Loans that need to be paid off.
When I met Wes I told him he would not want to marry me because of all the debt I had in college loans. He kind of laughed and didn't think I was that serious...haha...but I most definitely was. I have thousands of dollars of college loans to pay off. Have we been paying them? Yes. Are we currently paying them? No. Why? Because I am now in a graduate program that offers no financial aid, so we have to pay off my courses as I take them...which is good in the sense that at least I'm not accruing more crazy debt.
So my vent is this. Why in the world does it cost so much to get a degree? I've been out of college now for almost 4 years. I'm a teacher (by choice...I know) so I don't make enough money to be shoveling wads of cash at these loans, which we desperately want to pay off.
I know it will just take time. I know we will eventually pay them off. With the amount that I owe, it would just be life changing if they were already paid off.
Sorry that wasn't the most happy post ever...haha... I just was dealing with those thoughts in my mind and needed to get them out there.